This Guarantee is offered by all banks and building societies that accept instructions to pay Direct debits.

If there are any changes to the amount, date or frequency of your Direct Debit Close Brothers
Limited will notify you 2 working days in advance of your account being debited or as otherwise
agreed. if you request Close Brothers Limited to collect a payment, confirmation of the amount
and date will be given to you at the time of the request.

If an error is made in the payment of your Direct Debit, by Close Brothers Limited or your bank
or building society, you are entitled to a full and immediate refund of the amount paid from your
bank or building society.

If you receive a refund you are not entitled to, you must pay it back when Close
Brothers Limited asks you to.

You can cancel a Direct Debit at any time by simply contacting your bank or building society.
Written confirmation may be required. Please also notify us.